Healthcare News & Blog

Healthcare.gov makes it possible to compare and enroll in health plans, but navigating your options can still be confusing. Our local North Carolina health insurance agents can help you find the right plan—and it's completely free.

Special Enrollment Periods give you 60 days to enroll in health insurance after major life changes—even outside the annual Open Enrollment window.

With obesity affecting 40% of American adults, more employers are considering coverage for GLP-1 weight loss drugs. But these medications come with high costs. Here's what employers need to know about coverage trends, benefits, and considerations.

Complex health situations—chronic conditions, multiple prescriptions, specialized treatments—require more than a basic plan comparison. An experienced health insurance agent can navigate the complexities and find coverage that actually fits your needs.

Before automatically choosing COBRA continuation coverage after losing your job, explore all your options. In many cases, Marketplace plans offer better value—especially with premium tax credits that can significantly reduce your costs.

Finding the right health insurance plan starts with finding the right person to help you. Our Find an Agent tool lets you choose which licensed agent works with you based on specialties, reviews, and availability.

Self-employed workers in North Carolina can access affordable health insurance through the ACA Marketplace, with subsidies available to lower costs. This guide covers your options, enrollment dates, and how to choose the right plan.

A licensed health insurance agent can help you find the right coverage—but only if you ask the right questions. Use this guide to prepare for your conversation.

Health insurance scams cost Americans billions each year. Learn to recognize common scams, protect your personal information, and find legitimate help for your health insurance needs.

Complete guide to pre-existing conditions and health insurance. Learn your rights under the ACA, what's covered, pregnancy protections, and how to find coverage in North Carolina.

Complete guide for North Carolina young adults aging off their parents' health insurance at 26. Compare Medicaid, marketplace plans, and Blue Cross NC options. Understand costs, subsidies, and enrollment deadlines.

Turning 26 often means losing parental coverage—time to get your own health insurance! Options include employer plans, Marketplace ACA plans (with subsidies), or Medicaid if eligible. Our North Carolina agents help you find affordable coverage that fits your needs and budget.

The Affordable Care Act requires all ACA-compliant health plans to cover maternity care, including prenatal visits, labor, delivery, newborn care, and lactation support. Pregnancy is no longer a pre-existing condition. In North Carolina, contact our agents for affordable plan options and enrollment help.

Health insurance agents save time, find affordable quotes, and provide expert guidance on plans like Medicare, Marketplace, or private coverage—tailored to your needs in North Carolina. Contact Health Plans of NC for personalized help!

This employer guide to the CHOICE Arrangement (formerly ICHRA) explains how employers can reimburse employees for individual health insurance premiums and expenses, offering cost savings, budget control, flexibility, and tax benefits over traditional group plans.

Nestled in the Blue Ridge Mountains, Asheville is known for its arts scene, outdoor recreation and regional hospitals. Here’s an overview of life and health care in Asheville, and how to find health coverage that fits.

Fayetteville, NC, a vibrant city with a rich military and historical legacy, offers comprehensive healthcare through Cape Fear Valley Medical Center, Womack Army Medical Center, and specialized clinics. With robust senior care, primary care, and community programs, it ensures accessible, quality healthcare for all residents.

Durham, NC, the City of Medicine, boasts top facilities like Duke University Hospital and UNC Medical Center for advanced cardiology, oncology, and pediatric care. Medicare supports specialized clinics and retirement communities. Blue Cross NC offers affordable plans with preventive services, drug cost caps, and extras like dental and fitness benefits.

Greensboro, North Carolina, boasts comprehensive healthcare with hospitals like Moses H. Cone Memorial, primary care clinics such as Eagle Physicians and Guilford Medical Associates, specialized centers for cancer, heart, and orthopedics, mental health services, and senior facilities including Friends Homes at Guilford. Medicare support features tailored clinics and retirement communities. Blue Cross NC offers extensive coverage, preventive care, member perks, nationwide access, and cost savings.

A fiduciary health insurance agent prioritizes your best interests, offering transparent, tailored advice on ACA, Medicare, or group plans. Legally bound to disclose conflicts and recommend optimal coverage, they ensure cost-effective, comprehensive solutions, distinguishing them from agents who may push suitable but not ideal plans.

As technology reshapes industries, many wonder how artificial intelligence (AI) will impact the enrollment process for health insurance. At Health Plans of NC, we understand the concerns some agents and clients have about AI-driven tools potentially replacing the personalized service our team provides. However, we believe the future is bright for both our clients and our dedicated agents in North Carolina. Here’s why human expertise remains irreplaceable, even as AI enhances the enrollment process.
AI: A Tool, Not a Replacement
AI is making waves in the health insurance industry, streamlining tasks such as answering basic questions, comparing plan options, and processing applications. For example, chatbots can quickly explain deductibles, and algorithms can suggest plans based on a client’s budget and health needs. These tools are efficient, available 24/7, and appealing to tech-savvy consumers who value speed.

This article explores the extensive provider access available through Blue Cross NC in Charlotte, North Carolina. It highlights the robust network of doctors, specialists, and hospitals available to members enrolled in ACA, Medicare HMO, and PPO plans. The article also explains how to find in-network providers, the benefits of telehealth, and tools like the member portal that help members manage their care. Whether you're new to the area or comparing plan options, Blue Cross NC offers comprehensive healthcare coverage for individuals and families across Charlotte.

IRS announces 2026 HSA limits: $4,400 for self-only (+$100) and $8,750 for family (+$200). Minimum deductibles rise to $1,700 (self) and $3,400 (family), with out-of-pocket caps at $8,500 and $17,000. North Carolinians, maximize tax-free savings with Health Plans of NC. Contact us for HSA guidance!

General Coverage for Hearing Testing:
Hearing testing coverage with Blue Cross NC  depends on the specific plan you’re enrolled in.
  -  Routine Hearing Exams: